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The Big Short

“The ability of Wall Street traders to see themselves in their success and their management in their failure would later be echoed, when their firms, which disdained the need for government regulations in good times, insisted on being rescued by governement in bad times. Success was individual achievement; failure was a social problem.” – Michael Lewis in his book, “The Big Short: Inside the Doomsday Machine”.

The Big Short: Inside the Doomsday Machine

I am no financial market expert. This book presents GFC2008 in plain English for a layman like me. After reading this book, I really feel for the people who have very little financial market knowledge like myself who had or have been impacted by GFC2008. It is hard or painful to see how the entire financial market could be manipulated and exploited to their own advantage by a small group of highly selfish and greedy human being. They were/are earning multi-million dollars every year while the average households struggle to see their ends met. I feel for those who were given false hope that they could afford a house of their own by being provided a loan that they could never pay back and eventually lost their home. I feel for those who bought unit trust from bankers who themselves could not even understand what kind of investments those unit trusts actually consisted of.

To me, it seems like the financial market is a big lie. Where are the regulations? I hope someone is still looking into the causes of GFC2008. Someone has to be pinpointed and take responsibilities. Some steps have to be taken to prevent this from happening again. Sometimes, pain could be so easily forgotten as long as I am not the one who suffered the pain.

Happy Chinese New Year

I have taken a little break and went home to Malaysia to celebrate Chinese New Year with my beloved family. It was a fantastic trip. I am really missing them now.

My father lost quite a bit of weight as he finally is doing some real work! Menoreh getah! haha.. i guess the  price increase of natural rubber is a good thing for our family. He is healthier now as he is doing more physical exercise by waking up early in the morning and getting up and down in the estate rubber tapping!

My mum is okay but she looks more tired than before. Must be all the work, driving my siblings around and pressure that she is having recently. I feel so bad for not being at her side, taking care of her.

My little sis and bro have grown up so much. Andy’s voice has changed! haha.. becoming a man now! Sin-er is my precious gal. She is a good gal but too smart and mature for her age. I wrote her a long letter in mandarin which I hope she will get the message and understand my love and care for her.

My little niece can finally address me accurately. She is cute but too clingy to her mum and too “ku bao”! haha.. Hope she will grow up to be a nice and sweet little girl!

Aboy and Lulu are as usual struggling with their training to become a formal teacher. These 2 teacher-in-training made me worried about the future of Malaysian chinese education! Hahah.. just kidding. Be passionate about your work, my dear sister and brother! Do not just敷衍过日子 =)

I wish all my friends who are reading this a very happy, healthy and prosperous Golden Rabbit year!

千事吉祥,万事如意!

 

A Brand New Year!

One week has passed in 2011. I was so determined last Saturday (first day of 2011) that I would do this and I would do that. It is not even one week and I am already slacking 😛 How disappointing.

Work, must be work! I am too busy with work! What a convenient excuse! Today when I was having a jog with dearest hubby, we had a little game, named “新年新气象”! I am not too sure how to translate it accurately. Maybe we can call it “A brand new year”! The game went like this. We each take turn to tell what we have done differently this year or we could also make a new year resolution! I know, we play silly game! But it was really fun and it reminded me that I should treat my new year resolutions seriously and put them into action. Otherwise, why bother making resolutions at all?

Let’s see what I have done differently in the past week?
(+) I have jogged 2 times.
(+) I have finished reading a book.
(+) I have cooked 3 times this week.
(+) I did my make-up twice this week.
(+) I sort-of stick to my daily face cleansing routine (I usually forget to do it in the past).
(-) Still biting my nail!
(-) Didn’t blog or post any journal until today!
(-) Called home only once.
(-) Almost going into a heated discussions with colleague once.
(+) Positive feedback from someone I am working with 🙂
(+) Told hubby a joke today and made him laugh.
(-/+) Gain some weight – must be the nice Peruvian cuisine we had on Wednesday during team dinner. It was such a nice dinner. Thanks to the project we are working on to pay for our dinner 😛

It is fun, isn’t it? Life is made up from small details. I think I should pay more attention to these details. That will make a difference, wouldn’t it?

Sharing a beautiful Harbour Bridge view at Balls Head point, where we saw today during our jogging.

Sunset - Sydney Harbour Bridge

Be Passionate

Be passionate about my life and everything that comes into my life is my new motto of the year! I want to be a person who is passionate about things I do.. about life.. say yes and be positive! I am regretful that I gave up my blogging.. I am going to pick up blogging again. I should not let my life passes by without making some notes about it given that I love to make notes so much! During study.. during work.. how about make notes about my life that I could review and reflect now and then? Love my life.. love my family.. love my work!

Have been really lazy to update my blog..

Winter is over and here comes the spring.. the most beautiful season.. the season that I love most. The temperature is quite high recently.. normally few degrees higher than average.. I guess summer is probably here.. skipping my favourite spring season..

Going to post some old photos.. the one that I owed for really long time.. procrastination.. that’s me!

These are some photos from Melbourne trip X’mas last year.. to think that Christmas this year is fast arriving..time flies.. really flies..

Kiama

Kiama

DSC_0452

Watched a movie here.. - Australia

Watched a movie here.. - Australia

Beautiful beach and sea..

Beautiful beach and sea..

Jervis Bay
More after the jump..
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Went for a walk on Sunday across the Sydney Harbour bridge from North Sydney.. The walk was fantastic and we were treated to nice surprise as we witnessed incredibly beautiful images projected on the sails of the iconic Sydney Opera House as part of Vivid Sydney Festival of Music, Light and Ideas..Lucky that we decided to bring our camera with us and managed to take some wonderful pictures of this wonderful event..

Life can be so beautiful.. you will be treated to beautiful surprises in life as long as you don’t say “No” to the opportunities!

http://news.bbc.co.uk/1/hi/entertainment/8071639.stmSydney Opera House 1Sydney Opera House 2Sydney Opera House 3

A very cheesy event..

very very cheesy!

very very cheesy!


I love to eat cheese after coming to Australia.. maybe because I am surrounded by cheese.

Havarti or Cream Havarti (Fløde Havarti in Danish) is semi-soft Danish cow’s milk cheese.
Cheddar cheese is a relatively hard, pale-yellow to off-white, and sometimes sharp-tasting cheese originating in the English village of Cheddar, in Somerset.
Edam (Dutch Edammer) is a Dutch cheese that is traditionally sold as spheres with pale yellow interior and a coat of paraffin. Its Spanish name is queso de bola, literally “ball cheese.” It is named after the town of Edam in the province of North Holland,[1] where the cheese is coated for export and for tourist high season.
Babybel is a brand of cheese sold internationally. It began in 1865, with the founding of “Etablissements Jules Bel” in Orgelet, France. In 1947, the brand Bonbel was introduced. [1] This pressed cheese is easily recognizable thanks to its distinctive red wax. In 1977, the miniature Babybel version appeared as, Mini Babybel which is marketed as a uniquely natural and convenient snack. Manufactured by the French group Fromageries Bel, it is produced in Évron, in the northwest of France.

A common way of eating cheese is to cut them into small pieces and eat them with plain water crackers like this one: